Jammu and Kashmir Bank Limited, a leading private sector bank headquartered in Srinagar, has announced recruitment for the post of Credit Auditor on a contract basis. The role is meant for retired bank officers and involves credit audit work, including inspection and verification at branches across states and union territories of the country. This page gives candidates an overview of the engagement and what the position entails.
J&K Bank Credit Auditor Recruitment 2026
- Notification30 Sept
- Applications Opentill 22 Oct
About J&K Bank Credit Auditor Recruitment 2026
Job Overview
- Organization
- Jammu and Kashmir Bank Limited
- Advertisement No.
- No.S&C/CRAUDIT/CHQ/26
- Post Name
- Credit Auditor
- Job Location
- All India
- Who Can Apply
- Candidates from anywhere in India (Engagement for various branches across states and UTs in the country)
- Job Type
- Contract
- Age Limit
- Up to 65 years
- Gender
- All
- Nationality
- Indian
- Experience
- Minimum 15 years as an Officer in the bank, including 3 years dealing with high value credit, project finance, consortium lending or foreign exchange portfolio at branches or controlling offices, or as Credit Auditor
- Credentials Required
- Adequate computer knowledge and familiarity with Finacle Core Banking Solution (CBS); medical fitness certificate from a medical practitioner (minimum MBBS)
- Tenure
- 1 November 2026 to 31 October 2027
Vacancy Breakdown
| Post Name | Total |
|---|---|
| Credit Auditor | 1 |
Eligibility Details
Having retired honourably, either superannuated or through VRS (not having been awarded any punishment (major or minor), not charge sheeted & punished for serious lapses/offences in active service). Officers retired as Scale III or above and having minimum experience of 15 years as an Officer in the bank with satisfactory track record including 3 years of experience in dealing with high value credit, project finance, consortium lending, foreign exchange portfolio at Branches or at controlling office/s or as Credit Auditor. Must have adequate computer knowledge, ability to handle computers independently for online report punching, and familiarity with Finacle Core Banking Solution (CBS).
| Post | Qualification |
|---|---|
| Credit Auditor - Qualification and Experience | Having retired honourably, either superannuated or through VRS (not having been awarded any punishment (major or minor), not charge sheeted & punished for serious lapses/offences in active service). Officers retired as Scale III or above and having minimum experience of 15 years as an Officer in the bank with satisfactory track record including 3 years of experience in dealing with high value credit, project finance, consortium lending, foreign exchange portfolio at Branches or at controlling office/s or as Credit Auditor. Must have adequate computer knowledge, ability to handle computers independently for online report punching, and familiarity with Finacle Core Banking Solution (CBS). |
Age Limit
Not above 65 years as on 01.09.2026
How to Apply
- 1Visit the official bank website at www.jkb.bank.in to access the application format
- 2Fill out the application form online within fourteen days from the date of publication of the notification, by or before 22.10.2026
- 3Download the filled application form and print the hard copy
- 4Attach all duly filled annexures and required certificates, including the medical fitness certificate
- 5Send the hard copy by post or hand delivery to the Deputy General Manager, S, C and Audit Division, J&K Bank Corporate Headquarters, M.A. Road, Srinagar 190001, to reach by or before 23.10.2026
Documents to Carry / Upload
Important Details
- Retired officers of other PSU Banks must furnish a certificate in the prescribed Annexure from the Human Resource Department of the Head Office of their respective employer banks.
- Candidates must be medically fit to carry out the assignment of Credit Audit, supported by a certificate from a medical practitioner (minimum MBBS).
- Candidates must be able to undertake travel even to distant branches or places for audit, inspection or security verification when needed.
- The Bank reserves the right to reject any application without assigning any reason.
Frequently Asked Questions
Can retired officers of other PSU banks apply for the Credit Auditor post?
Yes. Retired officers of other PSU banks are eligible, but they must furnish a certificate in the prescribed Annexure from the Human Resource Department of the Head Office of their employer bank.
Is a medical fitness certificate required for this engagement?
Yes. Candidates must be medically fit to carry out Credit Audit work and must support this with a certificate from a medical practitioner who is at least an MBBS.
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