The South Indian Bank Ltd., a private sector bank headquartered in Kerala, has announced recruitment for the post of Head - Risk Control Unit. The position is a single opening, offered in Scale IV/V on a contract basis, with posting at Kakkanad in Kochi. The role involves leading the bank's risk control function, covering credit and fraud risk assessment, document verification, vendor monitoring and regulatory compliance, and coordinating with teams across credit, operations, legal and compliance.
South Indian Bank Head Risk Control Unit Recruitment 2026
Posted 05 Oct 2026Updated 06 Oct 2026
Total Vacancies
1
Last Date
12 Oct
Closed
Apply Mode
Online
Contract
Status
Application Closed
Recruitment status
Applications closed on 12 Oct 2026
- Notification05 Oct
- Applications Open03 Oct
- Applications Closed12 Oct
About South Indian Bank Head - Risk Control Unit Recruitment 2026
Job Overview
- Organization
- The South Indian Bank Ltd.
- Post Name
- Head - Risk Control Unit
- Job Location
- Kochi, Kerala
- Who Can Apply
- Candidates from anywhere in India (Applicants willing to serve anywhere in India only need to apply)
- Job Type
- Contract
- Age Limit
- Up to 45 years
- Gender
- All
- Nationality
- Indian
- Experience
- Minimum 5 years in the relevant field in Banks/NBFC
- Tenure
- 3 years
Vacancy Breakdown
Head - Risk Control Unit
1
| Post Name | Total |
|---|---|
| Head - Risk Control Unit | 1 |
Eligibility Details
Head - Risk Control Unit - Qualification and Experience
Minimum qualification is graduation or above; the notification does not name any specific degree, stream or professional qualification. Work experience of a minimum of 5 years in the relevant field in Banks/NBFC is required.
| Post | Qualification |
|---|---|
| Head - Risk Control Unit - Qualification and Experience | Minimum qualification is graduation or above; the notification does not name any specific degree, stream or professional qualification. Work experience of a minimum of 5 years in the relevant field in Banks/NBFC is required. |
Age Limit
Not more than 45 years as on 30-09-2026 (born on or after 01-10-1981)
Age Relaxation
Upper age limit relaxed by 5 years for SC/ST candidates, who must submit attested copies of certificates from a competent authority as and when called for. No relaxation mentioned for any other category.
Application Fee
All Candidates
Nil
Selection Process
- 1Shortlisting
Shortlisting is provisional and done without verification of original documents, solely at the Bank's discretion; mere eligibility gives no right to be called for the process.
- 2Personal Interview
Shortlisted candidates are called for a personal interview; interview calls are sent by email only and no hard copy is sent.
Salary Structure
Scale IV/V on contract. The CTC will be fixed by the Bank based on the candidate's current compensation, experience and potential, and is subject to the Bank's compensation policy. No amount is specified in the notification.
How to Apply
- 1Check that you meet all the eligibility criteria before applying.
- 2Visit the Bank's website and register through the online application link; no other mode of application is accepted.
- 3Enter your basic details and upload your photograph, signature and resume as per the prescribed specifications.
- 4Verify that all information in the online application form is correct before submitting, as a submitted application cannot be modified.
- 5Submit the application and note the system-generated User ID (Application Ref. ID) sent with the registration details to your email ID.
- 6Log in to your profile to confirm the application was submitted successfully and keep a copy of the application for future reference.
Important Details
- Appointment is on a contract basis for 3 years in Scale IV/V.
- The posting is at Kakkanad, Kochi, and the candidate is liable for transfer anywhere in India at the sole discretion of the Bank.
- Appointment is subject to medical fitness, satisfactory background verification including credit history and CFR check, police clearance check, and completion of other formalities as per the Bank's rules.
- Multiple registrations for the same role lead to disqualification, and canvassing in any form is a disqualification.
- All recruitment communication is sent only to the registered email address, and all revisions and corrigenda are hosted on the Bank's website only.
Job Description
- Pre-disbursement risk assessment: scrutinise loan applications for credit, fraud and operational risks and verify customer credentials, documents and transaction patterns.
- Document verification: validate KYC, income proofs, collateral and supporting records and identify forged, altered or inconsistent documentation.
- Fraud risk analysis: detect early warning signals (EWS) and suspicious activity and analyse fraud typologies and emerging risk trends.
- Field investigation and CPV review: review customer point verification, residence and workplace checks and third-party investigation reports.
- Vendor and DSA risk monitoring: monitor sourcing quality of DSAs, agents and vendors and flag abnormal sourcing patterns or policy breaches.
- Policy and regulatory compliance: ensure adherence to internal credit policies and RBI, AML and KYC guidelines and report deviations.
- Exception handling and escalation: escalate critical risks to senior management or committees.
- Post-disbursement review and monitoring: conduct sample audits and back-checks of disbursed accounts and monitor portfolio quality and early delinquency indicators.
- MIS and reporting: prepare periodic MIS on risk trends, fraud cases and control gaps and support audits, inspections and management reviews.
- Coordination and stakeholder engagement: liaise with credit, operations, legal, compliance and investigation teams and support training on risk controls and fraud prevention.
- Continuous improvement: suggest enhancements to risk frameworks, controls and checklists and participate in process reviews and automation initiatives.
- Leadership: ability to lead and nurture a team.
Core Competencies
- Team management
- Deep knowledge of risk frameworks and controls
- Knowledge of various MIS and reporting tools
- Data and analytical skills
- Experience in detecting early warning signals (EWS) and suspicious activities and in analysing fraud typologies and modus operandi
Upload Specifications
Photograph
Guidelines: Recent passport size colour photograph on a white background; casual photographs wearing caps, hats or dark glasses are not accepted. Resolution 378 x 437 pixels, size not more than 50 KB.
Signature
Guidelines: Signed on white paper with a black ink pen. Resolution 140 x 110 pixels, size not more than 50 KB.
Resume
Guidelines: PDF format, file size not exceeding 1 MB.
| Document | Guidelines |
|---|---|
| Photograph | Recent passport size colour photograph on a white background; casual photographs wearing caps, hats or dark glasses are not accepted. Resolution 378 x 437 pixels, size not more than 50 KB. |
| Signature | Signed on white paper with a black ink pen. Resolution 140 x 110 pixels, size not more than 50 KB. |
| Resume | PDF format, file size not exceeding 1 MB. |
Instructions for Applicants
- Keep access to your registered email ID and contact number and check them regularly; all recruitment communication is shared exclusively through the registered email address.
- Keep two copies of the same photograph used in the application for the recruitment process.
- Applicants must attend the recruitment process at their own cost.
- If any information furnished is found to be false at a later date, the selection or appointment is liable for termination.
- A physical copy of the application need not be sent to the Bank.
Frequently Asked Questions
Can I edit my application after submitting it?
No. There is no provision to modify a submitted application, so all details must be checked before final submission.
Do I have to send a hard copy of the application to the Bank?
No. Applications are accepted only online and a physical copy of the application need not be sent to the Bank.
Will I be informed about the interview by post?
No. Interview calls, where required, are sent by email only and no hard copy is sent.
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